Note: A company can make ex gratia payments in cases where the recipient has endured a loss; but, such a transaction is not considered as an admission of liability.
The essential criteria to qualify for the waiver under this scheme
The account should be listed as “Standard” as of Feb 29, 2020. This indicates that loan accounts which have been reported as non-performing assets on or before this date will not be eligible.
The outstanding loan amount should not surpass INR 2 crores.
At Fullerton India, this scheme is being extended for the following products as per the regulatory guidelines: - Personal Loans (granted to professionals like lawyers, chartered accounts, etc. only) - Two Wheeler Loans - Home Loans - Commercial Vehicle Loans - Loan Against Property - MSME Loans
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